Credit card

Does Debt Settlement Affect My Credit?

When dealing with any type of debt negotiation plan, one of the first questions asked is always “Will this affect my credit score?” The short answer is yes. Anything that does not constitute paying your creditors the full amount in a determined time will most likely reflect negatively on your credit score.Nevertheless, the complete [...]

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Mortgage & Loan

Non-conforming Home Loans and Mortgages

Non conforming home loans are basically defined as finance for those people who may be in unusual situations with how their income is paid or how they wish to finance their home loan or mortgage.Non conforming borrowers are also people who may have been previously rejected for a home loan for a number of [...]

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Mortgage & Loan

New Stated Income and No Doc Mortgage Loan Requirements

Has the dust settled yet from the downfall in the sub-prime mortgage market? It is of my opinion that obtaining a stated income or no doc mortgage will become much more difficult over the next few months. Getting a stated income or no doc mortgage has changed greatly in the last few months. Lenders [...]

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