Archive for November, 2010

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Mortgage & Loan

Minimum Credit Score For a Home Mortgage Loan – Part 1

In my days as a realtor, I remember a time when anyone with a pulse could get a home mortgage. Regardless of credit history – regardless of work history or income – a buyer didn’t even have to have a down payment. There was a lender out there that would loan that buyer the money [...]

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Tax

Earnings From Abroad and Taxes

With the every expanding global economy, many people receive earnings from foreign entities. Unfortunately, the federal government wants you to pay taxes on it.Taxes on Your Earnings From AbroadThe federal government has a very simple attitude towards taxes and earnings. If you have earnings, the feds want some of it. A number of countries, however, [...]

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Banking

Basel Norms & Indian Banking System

Amidst globalisation Banking System in India has attained vital importance. Day by day there has been increasing banking complexities in banking transactions, capital requirements, liquidity, credit and risks associated with them.The World Trade Organisation (WTO), of which India is a member nation, requires the countries like India to get their banking systems at par with [...]

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